Umang App: How To Withdraw PF - Step-By-Step Guide

Umang App: The Unified Mobile Application for New-Age Governance (UMANG) app has made managing Employee Provident Fund (EPF) accounts easier. It allows users to withdraw their PF savings conveniently without the need for physical paperwork.

What is the UMANG App?

The UMANG app is a government initiative. It aims to integrate various digital services under one platform. Managed by the Ministry of Electronics and Information Technology (MeitY) and National e-Governance Division (NeGD), it offers over 1,200 services from more than 200 departments, including EPFO services like PF balance check, transfer, and withdrawal.

Are you eligible for PF withdrawal via UMANG?

You will only be eligible if you meet the following conditions

• Linked Aadhaar and UAN- Your Universal Account Number (UAN) must be linked with your Aadhaar.
• KYC Compliance- Your KYC details (Aadhaar, PAN, and bank account) should be updated and verified on the EPFO portal.
• Employment Status- PF withdrawal is permissible for specific reasons like unemployment, retirement, medical emergencies, education, or purchasing a home.

Step-by-Step Guide for PF Withdrawal via UMANG

Download and install UMANG app

• Visit the Google Play Store or Apple App Store.
• Search for “UMANG App” and install it on your device.

Register and log in

• Open the app and sign up using your mobile number.
• Verify the OTP sent to your registered number.
• Log in with your credentials.

Access EPFO services

• On the app's homepage, navigate to the "EPFO" section.
• Select “Employee-Centric Services.”

Choose 'Raise Claim'

• on "Raise Claim"
• Enter your UAN and verify using OTP sent to your Aadhaar-linked mobile number.

Fill in the claim form

• Choose the type of withdrawal (partial or full) based on your eligibility.
• Fill in the required details, including the reason for withdrawal.

Submit the application

• Upload necessary documents, if required (e.g., medical certificates or education proof).
• Confirm the details and submit your claim.

Track claim status

• After submission, track the status of your application under the "Track Claim" section in the EPFO portal or the app.

Using the UMANG app for PF withdrawal eliminates the need for physical paperwork or visiting EPFO offices. With 24x7 accessibility, users can initiate claims anytime, from anywhere. Additionally, digital submissions notably reduce the time required for claim approval and fund disbursement.

Common errors to avoid

Make sure all your KYC details, such as Aadhaar, PAN, and bank account information, are correctly updated and verified. Additionally, ensure your Aadhaar is linked to your Universal Account Number (UAN) to avoid authentication issues. Lastly, provide accurate bank account details to prevent delays or errors in fund transfers.