Want to save lakhs on your dream home? Discover the 3 clever strategies that banks don't want you to know. Strategy 1: Prepayment - Cut down interest payments and shorten loan tenure by making extra payments (e.g., ₹50,000 annual prepayment can reduce loan tenure by 3 years) Strategy 2: Stamp Duty Concessions - Women buyers can save 1-2% on stamp duty Strategy 3: Tax Benefits - Double your savings with co-applicants under the old tax regime and increase loan approval chances By following these strategies, you can make home-buying more affordable and save money on your property purchase.
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